Most of our buyers sign their contract before they ever set foot on the parcel. The Peace-of-Mind Guarantee is how we make that decision survivable. You've got 100 days from the date of your down payment to walk the land, sit with it, and decide whether it's the right piece for your family. If it isn't, you sign the Peace-of-Mind Guarantee & Termination of Agreement, get your principal back, and walk. No credit hit, no collections file, no penalty on your end. Available to terms buyers; cash sales are final and sold as-is.
The Peace‑of‑Mind Guarantee is the exit door on a Landopia terms contract. If you bought your parcel on terms and you decide, within your first 100 days, that the parcel isn't the right call for your family, you get out. The land goes back to Landopia. Your principal comes back to you. The policy is for terms buyers only; cash sales are final and sold as-is.
This is different from the 365-Day Property Exchange. Property Exchange is for the buyer who wants a different parcel; principal moves with you onto a new contract. Peace‑of‑Mind is for the buyer who wants out entirely; the contract ends, the note closes, and you walk away with the principal you paid in.
We're straight with you about what comes back and what doesn't. Principal you paid on the parcel comes back. Fees that were already collected (the doc fee, taxes paid, note maintenance fees, any transaction fees) do not. The policy is real; it's also not a full do-over on every dollar that touched the deal.
Reach out by phone or email inside your 100-day window. Tell us the parcel and the reason if you want to share it. A Specialist will confirm your dates and walk you through what comes next.
This is the mutual-agreement letter that ends the sale: the contract is closed and the note is canceled. No credit hit, no collections file, no penalty. It's the plain legal way of saying both sides agreed to end the deal.
Refunds go back to the exact form of payment you used. If your down payment was on a credit card, that amount refunds to the same card. If your subsequent monthly payments ran on ACH through GeekPay, that portion refunds to the bank account on file. The parcel goes back to our inventory. The contract is closed.
If you're not sure whether Peace-of-Mind is the right path versus the 365-Day Property Exchange, call a Land Specialist before you sign the termination agreement. Property Exchange keeps your principal in play on a different parcel; Peace-of-Mind closes the deal. The two are different decisions.
I'd rather show you the math than have you guess at it. The rule is one sentence: principal comes back, fees don't. Here's what that looks like on a note we write all the time: $300 down and a $250 doc fee at signing, then $325 a month on an 84-month note, plus $9 a month in property taxes and $12 a month in note maintenance. That's $346 a month, and $325 of it is principal.
Down payment and doc fee paid at signing, no monthly payments yet.
Refunds to the original form of payment.
Down payment plus two monthly payments made.
More principal accumulated, so more comes back.
Illustrative numbers on an example note; your principal split depends on your contract. Your GeekPay account shows the exact principal breakout on every payment, and a Land Specialist can pull your clean total before you sign anything.
Most Landopia buyers sign their contract before they ever set foot on the parcel. Some drive out the same weekend. Some take a few weeks. Some don't make it out there until a month or two later. Whatever your timing, the first time you walk the land is the moment of truth, and we know it.
The Peace‑of‑Mind Guarantee exists because no amount of photos and Land ID maps replaces that first walk. If you get out there and the land doesn't feel like the place you pictured, I'd rather you have a clean way to walk away than feel stuck in a deal you regret. The guarantee is how we let you make the decision on real ground instead of a screen.
If you ever call thinking about backing out, the first thing my team is going to do is walk you through the 365-Day Property Exchange before this one. The Exchange keeps your principal moving onto a different parcel and keeps you a Landopia buyer. Peace‑of‑Mind closes the deal. Both are real, both are honored, and the conversation about which one fits your situation is one we'd rather have early than late.
— Erik Peterson, Founder
A phone call or text with a Land Specialist is the cleanest way to start. They'll pull your file, confirm your 100-day window, walk you through the refund math, and make sure you've considered the Property Exchange option before the termination agreement is drawn up.
If you’d rather start by email, send the parcel details over and a Specialist will pick it up the next business morning at the latest.
Have your original parcel handy when you reach out so we can pull the principal balance and the signing date in one pass.
Peace-of-Mind is one piece of how we look out for our buyers. Here's a quick look at the rest.
Change of plans within the first year? Swap this parcel for another one in our inventory. One-for-one.
See how it worksThe clean title transfers at payoff, not something weaker. Warranty deed, the strongest deed there is.
See how it worksCamp, hunt, and set up a base camp from the day you sign, not the day the note pays off. Permanent improvements wait for title.
See how it worksA piece of land has to feel right when you stand on it. If yours doesn't, this is the guarantee we built so you're not stuck on land that doesn't.
— Erik Peterson, Founder
